Affordable care

Schemes & insurance

Government schemes and private health insurance partners designed to provide financial assistance, cashless options, and accessible specialty care.

Government schemes

Maharashtra, Karnataka & central coverage

Eligible patients can avail cashless or assisted care under these empaneled government programmes.

Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY)

The Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY), launched by the Government of Maharashtra under Public Health and Family Welfare Department, provides cashless medical services for secondary and tertiary treatments through empaneled hospitals. Initially targeted at low-income families, the scheme now covers all families in the state, offering up to ₹1.5 lakh under MJPJAY and ₹5 lakh under Ayushman Bharat annually. From 1st July 2024, it ensures comprehensive, cashless healthcare for the entire population of Maharashtra.

Pradhan Mantri Jan Arogya Yojana (PMJAY)

The PMJAY is a flagship health insurance scheme launched by the Government of India under the Ministry of Health and Family Welfare. PMJAY offers health insurance of up to ₹5 lakh per family per year for secondary and tertiary care hospitalization.

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Employee's State Insurance Corporation (ESIC)

Employee's State Insurance Corporation is a government organization in India that provides social security and health insurance benefits to employees working in various sectors.

Maharashtra Police Kutumb Arogya Yojna (MPKAY)

MPKAY provides basic healthcare facilities to police personnel covered under Maharashtra State Medical Services Rules 1961. Eligible personnel are treated and operated upon for free in 214 hospitals across the state.

Arogya Sanjeevini Scheme (Karnataka Govt. Employees)

The Karnataka Arogya Sanjeevini Scheme (KASS) provides cashless healthcare for Karnataka state government employees and their eligible dependents at empaneled hospitals. Implemented through Suvarna Arogya Suraksha Trust (SAST), it covers inpatient care, emergencies, day-care procedures, and specialist treatment for serving employees enrolled under the scheme.

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Ayushman Bharat — Arogya Karnataka (AB-ArK)

Ayushman Bharat – Arogya Karnataka is Karnataka’s integrated public health assurance scheme, aligned with the national Ayushman Bharat – PMJAY programme. Eligible families receive cashless secondary and tertiary care at empaneled public and private hospitals for covered packages, reducing out-of-pocket expenses for serious illness.

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Private health insurance

Major Indian insurers we work with

Cashless and reimbursement support is available subject to policy terms, TPA approval, and package eligibility. Please contact our help desk with your insurance card before admission.